Welcome to Alvarado’s Auto Insurance

We are a local agency, that was founded and established right here in Southern Colorado.

We provide insurance for individuals, as well as their families, even their business in Colorado. 24/7

Designed to offer a new way of buying insurance.

Personal liability, comprehensive coverage, or collision coverage is available.

If you own more than one vehicle, ask about our bundle and save feature!

We provide you coverage immediately! When you need it.

WE OFFER A 100% CUSTOMER SATISFACTION GUARANTEE.‍

Frequently Asked Questions

 
How quickly can you provide service?

Most projects can begin within 1-3 business days.

 
Do you offer free estimates?

Yes, we provide free estimates for all projects.

 
What areas do you serve?

We proudly serve Pueblo and surrounding areas.

★★★★★

"Outstanding service and communication."

John D.
 
★★★★★

"Reliable service from start to finish."

Sarah M.
 
★★★★★

"Deciding where to buy insurance for my vehicle has been made quick and affordable."

Mike T.

Find the perfect price with our Quoting Tool. Fill out your vehicle information and get our pricing matched with other Companies.

Our Quote tool is Located below…

Our Services

Own A Business?

We also offer Commercial Coverage.

BUNDLE NOW & SAVE with your Personal Auto Policy.

*NOTICE* Commercial Packages are designed ONLY for business purposes. They are offered to business owners to reduce their risk exposures.

Ask about our Commercial Property Coverage add-on for your business. These are the types of add-ons you can choose to fit your business' needs:

- Business and Personal Property - Builder’s Risk

- Condominium Association - Condominium Commercial unit owners

- Business Income - Extra Expenses

‍ ‍- Commercial Inland Marine‍

& ‍

  • Commercial Auto

  • General Liability

  • Crime

  • Farm Liability

Available 24/7 online.

Agents can assist customers at anytime, through our chat service.

Claims and billing are available on the phone: Mon-Fri 8:00 am - 8:00 pm MST.

Give us a call (719) 620-3460

We’re ready to help—pick a time that works for you and book your appointment below.

Colorado Auto Insurance Rates 2025

Pueblo & CO Average Premiums

Coverage Annual Monthly
State Minimum25/50/15 $521-$898 $46-$75
50/100/50Liability $623 $52
Full Coverage$1,000 ded $1,144-$1,346 $95-$112
Full Coverage$500 ded $1,304-$1,506 $109-$126
CO Avg FullState average $2,629-$3,222 $219-$268
Companies: GEICO $2,249/yr • USAA $2,208/yr • Progressive $2,695/yr • CO Avg $3,181/yr
Note: 2025 CO averages. Your rate varies by age, ZIP, driving record, credit & vehicle. State min may not cover serious accidents. CO ranks 5th most expensive state.

Here is an example of what is typically offered by most insurance companies (as a reference ONLY,)

These numbers are not exact. But can be used as referenced data from last years numbers and prices. (By coverage level & type).

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Get Your Free Insurance Quote

Fast • Affordable • Reliable Coverage

What Separates Us From Other Insurance carriers?

‍ AAI was originally created locally, to serve clients here in Southern Colorado.

We decided to take on more customers with an expanded radius and we chose to ensure the entire state! With cities like Pueblo, Canon City, Alamosa, Walsenburg, Trinidad, Salida, Colorado Springs, Monument, Denver, Grand Junction, and, Brighton, Sterling, Fort Collins.

We updated our area of coverage to match our pricing, which matched by our comparison rater tool.

Integrated and perfected to provide our guarantee that you shall receive the same level of reliable and affordable coverage with rates that beat our competitors.

No matter what, you are in the driver seat.

So go ahead and tell them where you found us. ‍

Submit your request for an appointment.